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There are different types of investment with differing levels of risk. When talking investments we are trying to get a return on your money usually over the longer term (five years or more).
PUT SIMPLY - You take a risk with your money by investing in assets that can rise and fall.
The FSA recommend that before investing it is usually a good idea to have sorted out your debts, made sure you are well protected, built up some savings and arranged your pension.
RSB Money gives advice tailored to your situation and will guarantee simple, jargon free advice. Please call or email for a personal appointment. 
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