Here is a list of commonly charged fees that you will come across when taking a mortgage:

Arrangement Fee:

Normally added to the mortgage this will be charged by the mortgage lender for arranging the mortgage.

Booking Fee:

Not always charged but usually an up front fee to reserve the mortgage at a particular rate.

Valuation Fee:

Mortgage Valuation fee is paid to the lender so they may appoint a surveyor to carry out a valuation of the property to ensure it is suitable security for them. This is the most basic type of valuation but you could go for:

Homebuyers Report:

More detailed report carried out by a surveyor giving indications as to potential works that may need to be done to the property.  Will be more expensive than a valuation report.

Structural Survey:

Sometimes called a building survey, this is the most comprehensive of reports that can be carried out.  More expensive than the Homebuyers Report.

Broker Fee:

Some mortgage brokers will charge a fee to arrange your mortgage.

Mortgage Redemption Fee:

Charged when you pay off your mortgage either at the end of the mortgage term or if you move your mortgage to another provider.